Bombus insularis is a species of bumblebee in the subgenus Psithyrus, the cuckoo bumblebees. It is native to northern and western North America, where it occurs throughout Canada, Alaska, the northern United States, and some western states. It is known commonly as the indiscriminate cuckoo bumblebee. This species lives in tundra and taiga, western mountain ranges, and some maritime regions.