The New Granada cross-banded tree frog (Smilisca phaeota, also known as the masked tree frog) is a species of frog in the Hylidae family found in Colombia, Costa Rica, Ecuador, Honduras, Nicaragua, and Panama. Its natural habitats are subtropical or tropical dry forests, subtropical or tropical moist lowland forests, rivers, freshwater marshes, intermittent freshwater marshes, plantations, rural gardens, urban areas, heavily degraded former forests, ponds, and canals and ditches.