The Yellow-Gray Underwing (Catocala retecta) is a moth of the Erebidae family. The species can be found from southern Ontario and Quebec south through Maine and New Jersey, south through Tennessee to Georgia and west to Arkansas and Kansas and north to Wisconsin. There is one recognised subspecies, Catocala retecta luctuosa, which is sometimes treated as a valid species with the common name Yellow-fringed Underwing. The wingspan is 60–75 mm. The moths flies from July to October depending on the location. The larvae feed on Juglans and Carya species.